How to Dig Yourself Out of Credit Card Debt
If you’re considering debt relief and really want to have a panic attack, head over to the FICO and grab your credit score. Now take a few deep breaths before planning your next move. You need to make...
View ArticleInvestment Tips for Beginners – The Smart Way to Invest Your Money
Investment isn’t just for the wealthy ones. Even few thousand or hundred dollars that you don’t need right away, can give you good returns. We always desire to save some amount of money for investing...
View ArticleHow to Make a Long Term Care Insurance Claim
Acquiring long term care insurance is one of the smartest moves that you will make in securing the years ahead. However, what’s more important than applying for it is actually making use of your...
View Article5 Ways to Cut Your Tax Bill & Save More in the Upcoming Year
It pays off for the Americans to be proactive in managing their income as it allows them to hang on to the money that may wound up in the hands of Internal Revenue Service. Time makes a man learn and...
View ArticleRetirement 101: 10 Mistakes You Need to Avoid
Ideally, retirement is the culmination of all the years that you have worked hard. During this time, you’re supposed to leave the workforce, reap the fruits of your labor and devote your time on things...
View ArticleETF vs. Mutual Fund
When approaching investing your savings the options available to you can be pretty overwhelming, especially with some investment products appearing to be the same. Exchange Traded Funds (ETF) and...
View ArticleSelf Assessment Guide For Long-Term Care and LTC Insurance
It is widely known that once we hit the retirement age, we are vulnerable to the 70 percent chance of needing long term care (LTC). The keyword here is “need,” and not “want”. It is not a matter of...
View ArticleSubsidized Loan vs. Unsubsidized Loan
When approaching higher education, figuring out how to finance it can be a major consideration for many individuals. The Federal government, via the Department of Education, provides subsidized and...
View ArticleCredit Card vs. Debit Card
We all have them in our wallets, using them every day to pay for things without actually handing over physical cash. Credit cards and debit cards are both methods to make payment electronically, but...
View ArticleLiving Trust vs. Will
When planning for the inevitable many individuals will come across the living trust vs. will decision in terms of how they plan on their assets being distributed and utilized after their death. There...
View ArticleRemarriage in Retirement: 5 Tips
Results of a recent poll shows that 57 percent of widowed and divorced adults have remarried and that today, more people are willing to tie the knot again compared to 50 years ago. Because of higher...
View ArticleBank vs. Credit Union
When choosing where you want to conduct your personal banking one broad decision that you have to make is whether you want to use a bank or a credit union. While both provide the same key functions...
View ArticleForeclosure vs. Short Sale
In some circumstances homeowners can find themselves in a difficult position when it comes to their mortgage, whether they are struggling to make payments or the value of the mortgage exceeds that of...
View ArticleRRSP vs. TFSA
Both a Registered Retirement Savings Plan (RRSP) and a Tax Free Savings Account (TFSA) are very useful tax efficient investment tools that exist in Canada. The Canadian Revenue Agency (CRA) has created...
View ArticleTax Credit vs. Tax Deduction
When aiming to lower your overall tax bill, as a business or as an individual, the two main mechanisms are tax credits and tax deductions. They are treated differently, however, and this article will...
View ArticleMedicare vs. Medicare Advantage
Approaching health insurance options can be a very difficult process for anyone. While most know that they will qualify for Medicare after 65 there is also Medicare Advantage available, and determining...
View ArticleChecking Account vs. Savings Account
When setting up an account at the bank one of the first questions you will have to answer is whether you would like a checking account or a savings account. Both accounts come with different features...
View ArticlePre-Approved vs. Pre-Qualified
With many debt instruments, be they home loans or credit cards, the terms pre-qualified and pre-approved are often attached with promotional materials and communications sent. The meaning of the two...
View ArticleMoney Market Account vs. Savings Account
When choosing the right bank account for you two of the options that will present themselves are money market accounts and savings accounts. This article will highlight the differences and assist you...
View ArticleHow Can I Invest in Gold?
I have accumulated some funds that I would like to invest and I think that gold is likely to appreciate over the coming years. What I would like to know is, how can I invest in gold directly, and how...
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