Warning Signs You Need to Fire Your Financial Advisor
You’ve been working with a financial advisor for some time now, but now you’re starting to have doubts that you hired the right person for the job (Hopefully, you did a background check on them first)....
View ArticleWill You Work Past Your Normal Retirement Age?
Working past normal retirement age is not unusual. According to the Social Security Administration, 28% of individuals between the ages of 70 and 74 reported income from earnings in 2006, the latest...
View ArticleFive Strategies to Help You Become an Economic Survivor
Figuring out what’s happening in the U.S. economy isn’t always easy. Although many economists believe that the worst elements of the economic recession are behind us, there are many areas, notably...
View ArticleFederal Funds Rate And Your Savings
I’m sure most of you have heard a story on the news about the Fed (Federal Reserve) raising or lowering the Federal Funds Rate. Did you pay close attention to the story? What the Fed says about the...
View ArticleWhy Getting a Large Tax Refund is Bad
It’s an interest-free loan to the government When you get back a large refund it means the government was able to hold on to your money over the past year to do with as they wanted. And what do you get...
View Article5 Ways to Prepare Your Heir to Inherit Your Estate
You have developed all of your estate plan documents — your will, trust, letter to heirs, living will, and etc. So now you are all set, right? Probably wrong, at least if your plan includes keeping...
View ArticleHow Much Life Insurance Should You Buy?
Life insurance may not seem like a necessity, especially if you are young and healthy, have no dependents and have enough money to liquidate your debts and pay for your funeral. Nevertheless, if you...
View ArticleLearn the Basics of Life Insurance to Help Protect Your Family
Have you ever stopped to wonder what would happen to your loved ones if you passed away unexpectedly? While you may not even be contemplating your death — yet — you are most certainly going to die...
View ArticleTerm or Permanent? Which Life Insurance is Right for You?
If you are young, chances are that the subject of life insurance has probably never even crossed your mind. Nevertheless, dying is as much a part of life as having kids or working for a living, and as...
View ArticleDeciding on Affordable Health Coverage
Along with the recent passage of U.S. legislation supporting health coverage for most Americans, public interest in getting affordable health coverage has increased considerably. This is especially...
View ArticleHow to Be an Investor
An investor is a person or firm who purchases a security, bond, certificate of deposit, real estate, commodity, or other investment vehicle with the anticipation of making a positive financial gain...
View ArticleHow to Invest in a Car
Most people who have purchased a new car already understand that it is generally an extremely poor investment, which loses perhaps half of its value the instant it is driven off the car dealer’s lot....
View ArticleHow to Invest in a 401k
In the United States, a 401(k) plan is a savings plan for retirement that can be established for an employee by their employer if they meet eligibility requirements. The Internal Revenue Service sets...
View ArticleHow to Rollover Your 401(k) to an IRA
Once you are retired, rolling over your 401(k) or other employer-sponsored plan to an IRA can be one of the best decisions you ever make for your retirement. 401(k) accounts usually have limited...
View ArticleWeek 6: Making the Right Investment Choices
We have now reached Week 6 of Personal Finance Resolution… congratulations on making it this far! Keeping a New Year’s Resolution into February is quite an accomplishment. Be sure to brush up on all of...
View ArticleHow is Your Financial Health (Insurance) These Days?
Investing in your future is more than simply putting some money aside each paycheck and hoping it grows in a savings account or in a mutual fund or a 401(k). While the financial aspect of investing is...
View ArticleSaving for Down Payment on Your First Home
Saving for a down payment on your first home will be an important part of creating wealth and building equity in your home. Your home is usually the largest investment you make in a lifetime and so...
View ArticleSaving Money for Your Child’s Education
Finding money to put away for your child’s education can be a difficult path. You know you want to start early because of the beneficial effects of compound interest. However, all the costs of...
View Article3 Essential Investing Virtues for Wealth Building
And the moral of the story is, discipline. This could be the answer to many questions in life, but not at the same level of gravity as to when it concerns building wealth. One might add “patience” and...
View ArticleWeek 7: The Fool-Proof Guide to Taxes
It is now time for Week 7 of your Personal Finance Resolution, which brings us to everyone’s favorite topic: taxes. In case you missed one of our newsletters, check out weeks 1-6 below: Week 1:...
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